One of the joys of Touch ID on a Mac laptop is using Apple Pay without want an iPhone or iPad at hand to validate a secure citation or debit bill transaction . This was extended to M - series Macs with the Magic Keyboard with Touch ID , which set aside a Mac mini , iMac , or Mac Studio to sum up Touch ID through a special wireless connecter to an M - serial publication Mac ’s Secure Enclave module .
But some lector have found Apple Pay disabled . In > System Preferences / preferences > Wallet & Apple Pay , macOS offers the account “ Apple Pay has been disabled because the surety setting of this Mac were modify . ” Several dissimilar causes could be the root , and Apple omits one for M - serial Macs in the document link up via a Learn More button in the pane – the company says it does n’t apply , though I notice in testing that it does .
Full Security on an Intel or M-Series Mac
To ensure Apple Pay whole shebang , system security must be set to Full Security on both Intel and M - series Macs . This require re-start or start up in recoveryOS and then using the Startup Security Utility to reset organization certificate .
You may have downgraded security on an Intel Mac to boot off an international volume or to install some low - level drivers for third - party software program . With an M - series Mac , the most likely intellect is you enabled its Reduced Security mode to install a kernel extension require by some software that taps into low - point drivers , such as MacFuse or SAT SMART for drive monitoring .
With a reduced - security macOS startup , Apple may be ineffectual to produce the level of wholeness it and the citation - card arrangement require for mobile payments that touch the degree offered by a power point - of - sales agreement system take on a chip on a card . If so , Apple Pay is handicapped on the Mac . ( Apple explains in proficient item how this bear on to the M - series boot security policy processin this platform security written document . )
There are separate paths on how to re - enable Full Security by Mac architecture type . Appleoffers a full page walkthroughon turn back to Full Security with an Intel Mac with a T2 Security Chip . For an M - series Mac , calculate at the “ Change the security insurance policy ” headingin this reinforcement document .
Other causes
Apple also suggest other causal agent :
You might enquire why Safari persist in to permit you to replete in stash away recognition and debit menu fromSafari > Preferences > Autofillif Apple Pay is handicapped ? Safari does n’t perform a mobile requital dealings when it auto - fill card information — it just drops the data in without additional typewriting . If you ’ve stored the Card Verification Code ( CVC , also do it as CVV and by the name ) , Safari will take that in , too .
course credit - card central processor that manage proceedings for on-line retailers cover shape - entered cards as among the most potentially fraudulent transaction ; they do n’t differentiate — nor do they have a way to — between web internet browser machine - filled placard details or those entered manually . Apple Pay Mobile River defrayment are among the least likely to be fraudulent because of the manner the dealings is create and validated and are scored for risk consequently .
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