Updated 04/12/22 : Updated this guide with the most recent selective information about Apple Cash .
When iOS 11 set down in 2017 , it came with Apple ’s first major maraud into financial dealings : Apple Cash . interchangeable toVenmoorCash App , Apple Cash lets you instantly send money to another iOS user . You do n’t even take a new app , as it ’s ramp up right into iMessage . Apple Cash was release as part of iOS 11.2 .
It ’s an incredibly easy room to mail somebody - to - mortal money , but it does have a few caveats you ’ll necessitate to be aware of . Here ’s what you want to know about set up and using it .
If you don’t see an Apple Pay Cash card in Wallet, make sure it’s enabled in Settings.
Apple Cash requirements
For starter , both the money sender and receiver need to be runningiOS 11.2or later on . According to Apple ’s accompaniment pageboy , you ’ll need to meet the following requirement :
We have a scout that will enjoin you everything you need to know about setting up Apple Pay . Once it ’s all set up , you ’ll be able to post money to friends mightily within Messages on your iPhone , iPad , or Apple Watch .
How to set up Apple Cash
Before you could place or obtain money , you ’ll want to sic up the Apple Cash visiting card . It ’s basically a special prepaid batting order with some financial services supply to Apple by Green Dot Bank .
First , you may need to head into the preferences bill of fare and ensure Apple Cash is enable . Go toSettings > Wallet & Apple Payand look for the Apple Cash toggle at the top of the screen .
If you do n’t see an Apple Pay Cash card in Wallet , make certain it ’s enable in configurations .
If you don’t see an Apple Pay Cash card in Wallet, make sure it’s enabled in Settings.
Then , head into the Wallet app , tap on the Apple Cash menu , then intercept onslaught Up Apple Cash . You ’ll have to agree to some terms and conditions , but that ’s it .
Setting up Apple Cash is a breeze . Just hop into Wallet and tap on the card to get started .
This process will trigger off automatically if someone send off you money before you get a chance to set it up .
Setting up Apple Cash is a breeze. Just hop into Wallet and tap on the card to get started.
How to send money with Apple Cash on iPhone or iPad
send money with Apple Cash is incredibly bare . It ’s just an iMessage app .
1 . Launch Messages and then start a new subject matter , or open up an live one .
2 . Tap the Apps clitoris and then the Apple Pay clit .
3 . campaign the + or – clitoris to set the amount , or tapShow Keypadto enter an exact amount .
4 . Tap Pay . If you want to sum a content here , you could .
5 . Tap the send button . You ’ll get a summary screen that you ’ll ask to approve with either Touch ID or Face ID .
That ’s all there is to it . The money will be sent at once , and will be available on the recipient ’s Apple Cash card .
Using Apple Cash with your Apple Watch
This is just as light as it is on your iPhone .
1 . Open Messages on your Apple Watch and either start a fresh subject matter or spread an live one .
2 . Scroll down past the message and hydrant on the Apple Pay button .
If you want to transfer money from your Apple Pay Cash virtual card to your bank, you’ll need to enter an account number.
3 . Turn the digital grown to adjust the dollar amount . If you need to be more exact , tap the buck amount to show the decimal places , then tap the value after the decimal and circumvolve the digital crown to adjust .
4 . hydrant Pay . You ’ll be prompt to double up - get through the side clit to confirm .
How to ask for money
you may ask your protagonist to send you money , too . When they get the request , they can tap it , and the payment amount will be filled out automatically ( they can adjust it if they want ) .
Just open Messages , go to a conversation , and tap the Apple Pay iMessage app like you would when sending money . Enter the amount , and instead of tappingPaytap theRequestbutton .
On Apple Watch , solicit the Pay button at the bottom of a conversation , set the amount , and then swipe the big “ Pay ” button to the left to change state it into a “ Request ” release .
you may also use Siri with a phrase like , “ Ask Jason for $ 15 for wetback . ”
How to cancel payment
If you send money to someone and they have n’t yet accepted it , you’re able to cancel payment .
1 . Go to Messages and tap on the defrayal , or find the requital in the Transaction account of your Apple Cash bill of fare in the Wallet app or configurations .
2 . tapdance the transaction and look for the status field . TapCancel Payment . If you do n’t see that option , they ’ve already accepted the defrayment .
It may take up to a sidereal day for the requital to show up back on your bill .
After the first transaction , most user will have Apple Cash lay to mechanically accept payment ( that ’s the default ) , so you probably wo n’t have much opportunity to cancel . You could always try on asking them to pay you back …
Using Siri
you may use Siri to both send and request money . Try enunciate “ Send Jane $ 14 for tacos ” or “ Apple Pay Greg $ 12 for wetback . ” Or to request money , maybe , “ Ask Glenda for $ 18 for tacos . ”
Maybe you should cut back on the tacos .
About that Apple Cash card…
When you receive money , it goes onto your Apple Cash card . That money is then used by nonpayment whenever you send anyone else money with Apple Cash . If you do n’t have enough in there , you’re able to pay the residuum with a debit or prepay posting .
you’re able to also employ money on your Apple Cash card to pay for things using Apple Pay . Apps and in - app purchase , retail , online … it ’s just another beginning of money to use within Apple Pay . Just solicit on your payment card whenever an Apple Pay summary pops up on screen for you to confirm , or if you ’re buying something at retail , switch to the Apple Cash card before tapping to the depot .
The maximum balance you may have on the posting is $ 20,000 . you may only institutionalise or receive up to $ 3,000 per message , and $ 10,000 within a 7 - day period .
How to add money to your Apple Pay Cash card or transfer it to your bank account
you may add together money to your Apple Cash posting , although you will mechanically summate any lacking balance from a debit entry or prepaid card when paying someone . Just open up the Apple Cash visiting card in the Wallet app or the Wallet & Apple Pay setting computer menu . Then tap on the Info tab . Then tapAdd Money . Enter the amount you ’d wish to add , tapAdd , and sustain .
Taking moneyoffyour Apple Cash card is just a little more complicated . You ’ll need to bestow a bank score .
1 . In the Apple Cash card info ( in configurations or the Wallet app ) , go to the Info check . You ’ll obtain it by tapping the ( … ) push in the upper right field of the card in the Wallet app .
2 . TapTransfer to Bank .
3 . The first metre you do this , you ’ll have to tapAdd Bank Accountand go in your bank ’s rout routine and your account number .
4 . go into an amount , tapTransfer , then support with Touch ID or Face ID .
If you want to transplant money from your Apple Pay Cash virtual carte du jour to your bank , you ’ll take to enter an account number .
A bank transfer can take from 1 to 3 clientele days ( excluding vacation ) . You have to transfer at least $ 1 ( though you may transfer your intact balance if you have less ) , you ca n’t transfer more than $ 3,000 at a time , and you ca n’t reassign more than $ 20,000 in a 7 - day period .
Is Apple Cash free?
Yes , Apple Cash is detached . There used to be a 3 % fee when add together money to it via credit entry card , but Apple stopped allow credit entry card to be used for this intent back in 2019 .
What is Apple Cash Family?
If you have Family Sharing set up up , you may set up Apple Cash cards for your child bill . They can use it to make purchases with Apple Pay and you could be notified when they do , you could specify who they send money to , and lock their business relationship if necessary .
To get start , undefended theSettingsapp , tap on your Apple ID , and thenFamily Sharing . SelectApple Cashfrom the list of sharable feature .
receive out about other way of life to pay with Apple includingApple CashandApple Card .
